Cost to Own
United StatesWisconsinJuneau CountyMauston Population 4,280 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Mauston, Wisconsin

A $136,000 home here costs

$1,306

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $699. The real number is $607 higher every month — 87% more than the payment most buyers budget for.

Mauston median: $135,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $108,800 borrowed $699
Property tax1.883% effective rate for Mauston itself $213
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $35
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $113
Total monthly $1,306

Mauston against Juneau County and Wisconsin

MeasureMaustonJuneau County
Median home value$135,600$165,200
Median property tax$2,554$2,517
Effective tax rate1.883%1.524%
Median gross rent$830$847
Population4,28026,695

The weather behind that power bill

Mauston sits in Juneau County, which averages a high of 80.9°F in its hottest month and a low of 7.6°F in its coldest, with 34.46" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 489 cooling and 7,639 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Juneau County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Juneau County

Full Juneau County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Mauston?

A $136,000 home in Mauston, Wisconsin costs approximately $1,306 per month with 20% down at 6.66%. That is $699 principal and interest, $213 property tax, $35 homeowners insurance, $245 utilities and $113 set aside for maintenance.

What is the property tax rate in Mauston?

Mauston has an effective property tax rate of 1.883%, based on a median home value of $135,600 and median real estate taxes of $2,554. That is higher than the Juneau County average of 1.524%.

What is the average home price in Mauston?

The median owner-occupied home value in Mauston, Wisconsin is $135,600, against $165,200 across Juneau County.

Is it cheaper to rent or buy in Mauston?

Median gross rent in Mauston is $830 a month, against $1,306 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Mauston — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology