Cost to Own
United StatesWisconsinGrant CountyMuscoda Population 1,119 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Muscoda, Wisconsin

A $116,000 home here costs

$1,145

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $596. The real number is $549 higher every month — 92% more than the payment most buyers budget for.

Muscoda median: $116,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $92,800 borrowed $596
Property tax1.831% effective rate for Muscoda itself $177
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $30
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $97
Total monthly $1,145

Muscoda against Grant County and Wisconsin

MeasureMuscodaGrant County
Median home value$116,400$186,300
Median property tax$2,131$2,683
Effective tax rate1.831%1.440%
Median gross rent$608$812
Population1,11951,678

Muscoda extends across 2 counties. Figures here use Grant County, where most of its housing sits.

The weather behind that power bill

Muscoda sits in Grant County, which averages a high of 80.9°F in its hottest month and a low of 8.9°F in its coldest, with 38.49" of precipitation a year and 40% of it in a single three-month stretch. That climate drives 599 cooling and 7,365 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Grant County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Grant County

Full Grant County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Muscoda?

A $116,000 home in Muscoda, Wisconsin costs approximately $1,145 per month with 20% down at 6.66%. That is $596 principal and interest, $177 property tax, $30 homeowners insurance, $245 utilities and $97 set aside for maintenance.

What is the property tax rate in Muscoda?

Muscoda has an effective property tax rate of 1.831%, based on a median home value of $116,400 and median real estate taxes of $2,131. That is higher than the Grant County average of 1.440%.

What is the average home price in Muscoda?

The median owner-occupied home value in Muscoda, Wisconsin is $116,400, against $186,300 across Grant County.

Is it cheaper to rent or buy in Muscoda?

Median gross rent in Muscoda is $608 a month, against $1,145 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Muscoda — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology