Cost to Own
United StatesWisconsinGrant CountyFennimore Population 2,762 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Fennimore, Wisconsin

A $146,000 home here costs

$1,338

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $751. The real number is $587 higher every month — 78% more than the payment most buyers budget for.

Fennimore median: $146,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $116,800 borrowed $751
Property tax1.502% effective rate for Fennimore itself $183
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $38
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $122
Total monthly $1,338

Fennimore against Grant County and Wisconsin

MeasureFennimoreGrant County
Median home value$146,200$186,300
Median property tax$2,196$2,683
Effective tax rate1.502%1.440%
Median gross rent$694$812
Population2,76251,678

The weather behind that power bill

Fennimore sits in Grant County, which averages a high of 80.9°F in its hottest month and a low of 8.9°F in its coldest, with 38.49" of precipitation a year and 40% of it in a single three-month stretch. That climate drives 599 cooling and 7,365 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Grant County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Grant County

Full Grant County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Fennimore?

A $146,000 home in Fennimore, Wisconsin costs approximately $1,338 per month with 20% down at 6.66%. That is $751 principal and interest, $183 property tax, $38 homeowners insurance, $245 utilities and $122 set aside for maintenance.

What is the property tax rate in Fennimore?

Fennimore has an effective property tax rate of 1.502%, based on a median home value of $146,200 and median real estate taxes of $2,196. That is higher than the Grant County average of 1.440%.

What is the average home price in Fennimore?

The median owner-occupied home value in Fennimore, Wisconsin is $146,200, against $186,300 across Grant County.

Is it cheaper to rent or buy in Fennimore?

Median gross rent in Fennimore is $694 a month, against $1,338 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Fennimore — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology