Cost to Own
United StatesPennsylvaniaCambria CountyMundys Corner Population 1,740 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Mundys Corner, Pennsylvania

A $139,000 home here costs

$1,277

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $715. The real number is $563 higher every month — 79% more than the payment most buyers budget for.

Mundys Corner median: $139,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $111,200 borrowed $715
Property tax1.196% effective rate for Mundys Corner itself $139
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $46
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $116
Total monthly $1,277

Mundys Corner against Cambria County and Pennsylvania

MeasureMundys CornerCambria County
Median home value$139,000$115,900
Median property tax$1,663$1,487
Effective tax rate1.196%1.283%
Median gross rent$626$733
Population1,740132,355

The weather behind that power bill

Mundys Corner sits in Cambria County, which averages a high of 78.7°F in its hottest month and a low of 15.9°F in its coldest, with 48.68" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 294 cooling and 6,963 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Cambria County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Cambria County

Full Cambria County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Mundys Corner?

A $139,000 home in Mundys Corner, Pennsylvania costs approximately $1,277 per month with 20% down at 6.66%. That is $715 principal and interest, $139 property tax, $46 homeowners insurance, $262 utilities and $116 set aside for maintenance.

What is the property tax rate in Mundys Corner?

Mundys Corner has an effective property tax rate of 1.196%, based on a median home value of $139,000 and median real estate taxes of $1,663. That is lower than the Cambria County average of 1.283%.

What is the average home price in Mundys Corner?

The median owner-occupied home value in Mundys Corner, Pennsylvania is $139,000, against $115,900 across Cambria County.

Is it cheaper to rent or buy in Mundys Corner?

Median gross rent in Mundys Corner is $626 a month, against $1,277 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Mundys Corner — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology