Cost to Own
United StatesWisconsinWaukesha CountyMukwonago Population 8,411 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Mukwonago, Wisconsin

A $336,000 home here costs

$2,692

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,727. The real number is $965 higher every month — 56% more than the payment most buyers budget for.

Mukwonago median: $335,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $268,800 borrowed $1,727
Property tax1.259% effective rate for Mukwonago itself $353
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $87
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $280
Total monthly $2,692

Mukwonago against Waukesha County and Wisconsin

MeasureMukwonagoWaukesha County
Median home value$335,900$373,600
Median property tax$4,229$4,525
Effective tax rate1.259%1.211%
Median gross rent$1,097$1,300
Population8,411409,040

Mukwonago extends across 2 counties. Figures here use Waukesha County, where most of its housing sits.

The weather behind that power bill

Mukwonago sits in Waukesha County, which averages a high of 81.4°F in its hottest month and a low of 11.6°F in its coldest, with 35.95" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 559 cooling and 7,247 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Waukesha County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Waukesha County

Full Waukesha County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Mukwonago?

A $336,000 home in Mukwonago, Wisconsin costs approximately $2,692 per month with 20% down at 6.66%. That is $1,727 principal and interest, $353 property tax, $87 homeowners insurance, $245 utilities and $280 set aside for maintenance.

What is the property tax rate in Mukwonago?

Mukwonago has an effective property tax rate of 1.259%, based on a median home value of $335,900 and median real estate taxes of $4,229. That is higher than the Waukesha County average of 1.211%.

What is the average home price in Mukwonago?

The median owner-occupied home value in Mukwonago, Wisconsin is $335,900, against $373,600 across Waukesha County.

Is it cheaper to rent or buy in Mukwonago?

Median gross rent in Mukwonago is $1,097 a month, against $2,692 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Mukwonago — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology