Cost to Own
United StatesWisconsinWaukesha CountyMenomonee Falls Population 38,963 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Menomonee Falls, Wisconsin

A $342,000 home here costs

$2,732

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,758. The real number is $974 higher every month — 55% more than the payment most buyers budget for.

Menomonee Falls median: $341,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $273,600 borrowed $1,758
Property tax1.248% effective rate for Menomonee Falls itself $356
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $88
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $285
Total monthly $2,732

Menomonee Falls against Waukesha County and Wisconsin

MeasureMenomonee FallsWaukesha County
Median home value$341,600$373,600
Median property tax$4,262$4,525
Effective tax rate1.248%1.211%
Median gross rent$1,257$1,300
Population38,963409,040

The weather behind that power bill

Menomonee Falls sits in Waukesha County, which averages a high of 81.4°F in its hottest month and a low of 11.6°F in its coldest, with 35.95" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 559 cooling and 7,247 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Waukesha County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Waukesha County

Full Waukesha County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Menomonee Falls?

A $342,000 home in Menomonee Falls, Wisconsin costs approximately $2,732 per month with 20% down at 6.66%. That is $1,758 principal and interest, $356 property tax, $88 homeowners insurance, $245 utilities and $285 set aside for maintenance.

What is the property tax rate in Menomonee Falls?

Menomonee Falls has an effective property tax rate of 1.248%, based on a median home value of $341,600 and median real estate taxes of $4,262. That is higher than the Waukesha County average of 1.211%.

What is the average home price in Menomonee Falls?

The median owner-occupied home value in Menomonee Falls, Wisconsin is $341,600, against $373,600 across Waukesha County.

Is it cheaper to rent or buy in Menomonee Falls?

Median gross rent in Menomonee Falls is $1,257 a month, against $2,732 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Menomonee Falls — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology