Total monthly cost of ownership
Cost to Own a Home in Mount Union, Pennsylvania
A $99,000 home here costs
$989per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $509. The real number is $480 higher every month — 94% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Mount Union against Huntingdon County and Pennsylvania
| Measure | Mount Union | Huntingdon County |
|---|---|---|
| Median home value | $99,000 | $180,300 |
| Median property tax | $1,235 | $1,648 |
| Effective tax rate | 1.247% | 0.914% |
| Median gross rent | $495 | $795 |
| Population | 2,349 | 43,844 |
The weather behind that power bill
Mount Union sits in Huntingdon County, which averages a high of 84.7°F in its hottest month and a low of 21.1°F in its coldest, with 40.71" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 840 cooling and 5,559 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Huntingdon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Huntingdon County
Full Huntingdon County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Mount Union?
A $99,000 home in Mount Union, Pennsylvania costs approximately $989 per month with 20% down at 6.66%. That is $509 principal and interest, $103 property tax, $33 homeowners insurance, $262 utilities and $83 set aside for maintenance.
What is the property tax rate in Mount Union?
Mount Union has an effective property tax rate of 1.247%, based on a median home value of $99,000 and median real estate taxes of $1,235. That is higher than the Huntingdon County average of 0.914%.
What is the average home price in Mount Union?
The median owner-occupied home value in Mount Union, Pennsylvania is $99,000, against $180,300 across Huntingdon County.
Is it cheaper to rent or buy in Mount Union?
Median gross rent in Mount Union is $495 a month, against $989 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Mount Union — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.