Total monthly cost of ownership
Cost to Own a Home in McConnellstown, Pennsylvania
A $202,000 home here costs
$1,664per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,038. The real number is $626 higher every month — 60% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
McConnellstown against Huntingdon County and Pennsylvania
| Measure | McConnellstown | Huntingdon County |
|---|---|---|
| Median home value | $202,400 | $180,300 |
| Median property tax | $1,538 | $1,648 |
| Effective tax rate | 0.760% | 0.914% |
| Median gross rent | $1,270 | $795 |
| Population | 1,496 | 43,844 |
The weather behind that power bill
McConnellstown sits in Huntingdon County, which averages a high of 84.7°F in its hottest month and a low of 21.1°F in its coldest, with 40.71" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 840 cooling and 5,559 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Huntingdon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Huntingdon County
Full Huntingdon County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in McConnellstown?
A $202,000 home in McConnellstown, Pennsylvania costs approximately $1,664 per month with 20% down at 6.66%. That is $1,038 principal and interest, $128 property tax, $68 homeowners insurance, $262 utilities and $168 set aside for maintenance.
What is the property tax rate in McConnellstown?
McConnellstown has an effective property tax rate of 0.760%, based on a median home value of $202,400 and median real estate taxes of $1,538. That is lower than the Huntingdon County average of 0.914%.
What is the average home price in McConnellstown?
The median owner-occupied home value in McConnellstown, Pennsylvania is $202,400, against $180,300 across Huntingdon County.
Is it cheaper to rent or buy in McConnellstown?
Median gross rent in McConnellstown is $1,270 a month, against $1,664 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for McConnellstown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.