Total monthly cost of ownership
Cost to Own a Home in Mount Hood Villages, Oregon
A $456,000 home here costs
$3,310per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,344. The real number is $966 higher every month — 41% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Mount Hood Villages against Clackamas County and Oregon
| Measure | Mount Hood Villages | Clackamas County |
|---|---|---|
| Median home value | $455,600 | $577,900 |
| Median property tax | $3,666 | $5,051 |
| Effective tax rate | 0.805% | 0.874% |
| Median gross rent | $1,425 | $1,693 |
| Population | 5,139 | 422,308 |
The weather behind that power bill
Mount Hood Villages sits in Clackamas County, which averages a high of 79.0°F in its hottest month and a low of 32.5°F in its coldest, with 68.95" of precipitation a year and 44% of it in a single three-month stretch. That climate drives 201 cooling and 5,625 heating degree days, which is what sets the $146 electricity line above.
See the full climate breakdown for Clackamas County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Clackamas County
Full Clackamas County cost breakdown · Every county in Oregon
Common questions
How much does it cost to own a home in Mount Hood Villages?
A $456,000 home in Mount Hood Villages, Oregon costs approximately $3,310 per month with 20% down at 6.66%. That is $2,344 principal and interest, $306 property tax, $66 homeowners insurance, $214 utilities and $380 set aside for maintenance.
What is the property tax rate in Mount Hood Villages?
Mount Hood Villages has an effective property tax rate of 0.805%, based on a median home value of $455,600 and median real estate taxes of $3,666. That is lower than the Clackamas County average of 0.874%.
What is the average home price in Mount Hood Villages?
The median owner-occupied home value in Mount Hood Villages, Oregon is $455,600, against $577,900 across Clackamas County.
Is it cheaper to rent or buy in Mount Hood Villages?
Median gross rent in Mount Hood Villages is $1,425 a month, against $3,310 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Mount Hood Villages — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oregon.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.