Total monthly cost of ownership
Cost to Own a Home in West Linn, Oregon
A $733,000 home here costs
$5,546per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $237,500 a year.
A standard mortgage calculator would have told you $3,996. The real number is $1,550 higher every month, 39% more than the payment most buyers budget for.
Compare Clackamas County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
West Linn against Clackamas County and Oregon
| Measure | West Linn | Clackamas County |
|---|---|---|
| Median home value | $733,300 | $577,900 |
| Median property tax | $7,502 | $5,051 |
| Effective tax rate | 1.023% | 0.874% |
| Median gross rent | $2,006 | $1,693 |
| Population | 27,065 | 422,308 |
The weather behind that power bill
West Linn sits in Clackamas County, which averages a high of 79.0°F in its hottest month and a low of 32.5°F in its coldest, with 68.95" of precipitation a year and 44% of it in a single three-month stretch. That climate drives 201 cooling and 5,625 heating degree days, which is what sets the $140 electricity line above.
See the full climate breakdown for Clackamas County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Clackamas County
Full Clackamas County cost breakdown · Every county in Oregon
Talk to someone who works this market
These are West Linn averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works West Linn every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in West Linn I already own here and may sell
Common questions
How much does it cost to own a home in West Linn?
A $733,000 home in West Linn, Oregon costs approximately $5,546 per month with 20% down at 7.24%. That is $3,996 principal and interest, $625 property tax, $106 homeowners insurance, $208 utilities and $611 set aside for maintenance.
What is the property tax rate in West Linn?
West Linn has an effective property tax rate of 1.023%, based on a median home value of $733,300 and median real estate taxes of $7,502. That is higher than the Clackamas County average of 0.874%.
What is the average home price in West Linn?
The median owner-occupied home value in West Linn, Oregon is $733,300, against $577,900 across Clackamas County.
Is it cheaper to rent or buy in West Linn?
Median gross rent in West Linn is $2,006 a month, against $5,546 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in West Linn?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in West Linn, Oregon at today's rate takes a household income of roughly $237,500 a year. That covers the full $5,546 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for West Linn, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Oregon.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.