Total monthly cost of ownership
Cost to Own a Home in Mathis, Texas
A $75,000 home here costs
$822per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $386. The real number is $437 higher every month — 113% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Mathis against San Patricio County and Texas
| Measure | Mathis | San Patricio County |
|---|---|---|
| Median home value | $74,600 | $180,400 |
| Median property tax | $1,299 | $2,754 |
| Effective tax rate | 1.741% | 1.527% |
| Median gross rent | $570 | $1,239 |
| Population | 4,322 | 69,519 |
The weather behind that power bill
Mathis sits in San Patricio County, which averages a high of 94.6°F in its hottest month and a low of 44.9°F in its coldest, with 32.96" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 3,419 cooling and 1,011 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for San Patricio County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in San Patricio County
Full San Patricio County cost breakdown · Every county in Texas
Common questions
How much does it cost to own a home in Mathis?
A $75,000 home in Mathis, Texas costs approximately $822 per month with 20% down at 6.66%. That is $386 principal and interest, $109 property tax, $50 homeowners insurance, $216 utilities and $63 set aside for maintenance.
What is the property tax rate in Mathis?
Mathis has an effective property tax rate of 1.741%, based on a median home value of $74,600 and median real estate taxes of $1,299. That is higher than the San Patricio County average of 1.527%.
What is the average home price in Mathis?
The median owner-occupied home value in Mathis, Texas is $74,600, against $180,400 across San Patricio County.
Is it cheaper to rent or buy in Mathis?
Median gross rent in Mathis is $570 a month, against $822 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Mathis — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.