Total monthly cost of ownership
Cost to Own a Home in Lakeshore Gardens-Hidden Acres, Texas
A $207,000 home here costs
$1,722per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,064. The real number is $658 higher every month — 62% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Lakeshore Gardens-Hidden Acres against San Patricio County and Texas
| Measure | Lakeshore Gardens-Hidden Acres | San Patricio County |
|---|---|---|
| Median home value | $206,800 | $180,400 |
| Median property tax | $1,595 | $2,754 |
| Effective tax rate | 0.771% | 1.527% |
| Median gross rent | — | $1,239 |
| Population | 1,020 | 69,519 |
The weather behind that power bill
Lakeshore Gardens-Hidden Acres sits in San Patricio County, which averages a high of 94.6°F in its hottest month and a low of 44.9°F in its coldest, with 32.96" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 3,419 cooling and 1,011 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for San Patricio County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in San Patricio County
Full San Patricio County cost breakdown · Every county in Texas
Common questions
How much does it cost to own a home in Lakeshore Gardens-Hidden Acres?
A $207,000 home in Lakeshore Gardens-Hidden Acres, Texas costs approximately $1,722 per month with 20% down at 6.66%. That is $1,064 principal and interest, $133 property tax, $137 homeowners insurance, $216 utilities and $173 set aside for maintenance.
What is the property tax rate in Lakeshore Gardens-Hidden Acres?
Lakeshore Gardens-Hidden Acres has an effective property tax rate of 0.771%, based on a median home value of $206,800 and median real estate taxes of $1,595. That is lower than the San Patricio County average of 1.527%.
What is the average home price in Lakeshore Gardens-Hidden Acres?
The median owner-occupied home value in Lakeshore Gardens-Hidden Acres, Texas is $206,800, against $180,400 across San Patricio County.
Is it cheaper to rent or buy in Lakeshore Gardens-Hidden Acres?
Rent data is not published for Lakeshore Gardens-Hidden Acres at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Lakeshore Gardens-Hidden Acres — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.