Cost to Own
United StatesOhioWashington CountyMatamoras (New Matamoras) Population 1,058 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Matamoras (New Matamoras), Ohio

A $104,000 home here costs

$986

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $535. The real number is $452 higher every month — 84% more than the payment most buyers budget for.

Matamoras (New Matamoras) median: $103,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $83,200 borrowed $535
Property tax0.957% effective rate for Matamoras (New Matamoras) itself $83
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $39
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $87
Total monthly $986

Matamoras (New Matamoras) against Washington County and Ohio

MeasureMatamoras (New Matamoras)Washington County
Median home value$103,500$174,100
Median property tax$990$1,665
Effective tax rate0.957%0.956%
Median gross rent$566$828
Population1,05859,318

The weather behind that power bill

Matamoras (New Matamoras) sits in Washington County, which averages a high of 85.3°F in its hottest month and a low of 23.7°F in its coldest, with 42.51" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,000 cooling and 4,888 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Washington County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Washington County

Full Washington County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Matamoras (New Matamoras)?

A $104,000 home in Matamoras (New Matamoras), Ohio costs approximately $986 per month with 20% down at 6.66%. That is $535 principal and interest, $83 property tax, $39 homeowners insurance, $243 utilities and $87 set aside for maintenance.

What is the property tax rate in Matamoras (New Matamoras)?

Matamoras (New Matamoras) has an effective property tax rate of 0.957%, based on a median home value of $103,500 and median real estate taxes of $990. That is in line with the Washington County average of 0.956%.

What is the average home price in Matamoras (New Matamoras)?

The median owner-occupied home value in Matamoras (New Matamoras), Ohio is $103,500, against $174,100 across Washington County.

Is it cheaper to rent or buy in Matamoras (New Matamoras)?

Median gross rent in Matamoras (New Matamoras) is $566 a month, against $986 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Matamoras (New Matamoras) — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology