Cost to Own
United StatesOhioWashington CountyBelpre Population 6,668 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Belpre, Ohio

A $148,000 home here costs

$1,298

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $761. The real number is $537 higher every month — 71% more than the payment most buyers budget for.

Belpre median: $148,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $118,400 borrowed $761
Property tax0.934% effective rate for Belpre itself $115
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $55
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $123
Total monthly $1,298

Belpre against Washington County and Ohio

MeasureBelpreWashington County
Median home value$148,300$174,100
Median property tax$1,385$1,665
Effective tax rate0.934%0.956%
Median gross rent$818$828
Population6,66859,318

The weather behind that power bill

Belpre sits in Washington County, which averages a high of 85.3°F in its hottest month and a low of 23.7°F in its coldest, with 42.51" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,000 cooling and 4,888 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Washington County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Washington County

Full Washington County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Belpre?

A $148,000 home in Belpre, Ohio costs approximately $1,298 per month with 20% down at 6.66%. That is $761 principal and interest, $115 property tax, $55 homeowners insurance, $243 utilities and $123 set aside for maintenance.

What is the property tax rate in Belpre?

Belpre has an effective property tax rate of 0.934%, based on a median home value of $148,300 and median real estate taxes of $1,385. That is lower than the Washington County average of 0.956%.

What is the average home price in Belpre?

The median owner-occupied home value in Belpre, Ohio is $148,300, against $174,100 across Washington County.

Is it cheaper to rent or buy in Belpre?

Median gross rent in Belpre is $818 a month, against $1,298 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Belpre — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology