Cost to Own
United States › Ohio › Washington County › Belpre Population 6,668 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $525 a month in taxes, insurance, utilities and upkeep. See the full Washington County picture

Total monthly cost of ownership

Cost to Own a Home in Belpre, Ohio

A $148,000 home here costs

$1,332

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $57,000 a year.

P&I 61%Tax 9%Insurance 4%Utilities 17%Upkeep 9%

A standard mortgage calculator would have told you $807. The real number is $525 higher every month, 65% more than the payment most buyers budget for.

Compare Washington County with anywhere in America · full county breakdown

Belpre median: $148,300
Under 20% adds PMI
Freddie Mac PMMS
OH average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $118,400 borrowed $807
Property tax0.934% effective rate for Belpre itself $115
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $55
Electricity19.38ยข/kWh, Ohio residential average, EIA $164
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $123
Total monthly $1,332

Belpre against Washington County and Ohio

MeasureBelpreWashington County
Median home value$148,300$174,100
Median property tax$1,385$1,665
Effective tax rate0.934%0.956%
Median gross rent$818$828
Population6,66859,318

The weather behind that power bill

Belpre sits in Washington County, which averages a high of 85.3°F in its hottest month and a low of 23.7°F in its coldest, with 42.51" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,000 cooling and 4,888 heating degree days, which is what sets the $164 electricity line above.

See the full climate breakdown for Washington County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Washington County

Full Washington County cost breakdown · Every county in Ohio

Talk to someone who works this market

These are Belpre averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Belpre every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Belpre I already own here and may sell

Common questions

How much does it cost to own a home in Belpre?

A $148,000 home in Belpre, Ohio costs approximately $1,332 per month with 20% down at 7.24%. That is $807 principal and interest, $115 property tax, $55 homeowners insurance, $232 utilities and $123 set aside for maintenance.

What is the property tax rate in Belpre?

Belpre has an effective property tax rate of 0.934%, based on a median home value of $148,300 and median real estate taxes of $1,385. That is lower than the Washington County average of 0.956%.

What is the average home price in Belpre?

The median owner-occupied home value in Belpre, Ohio is $148,300, against $174,100 across Washington County.

Is it cheaper to rent or buy in Belpre?

Median gross rent in Belpre is $818 a month, against $1,332 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Belpre?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Belpre, Ohio at today's rate takes a household income of roughly $57,000 a year. That covers the full $1,332 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Belpre, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Ohio.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology