Total monthly cost of ownership
Cost to Own a Home in Massillon, Ohio
A $139,000 home here costs
$1,328per month, all in, with 20% down at today's 7.32% 30-year fixed rate. By the 28% rule that takes a household income of about $57,000 a year.
A standard mortgage calculator would have told you $764. The real number is $564 higher every month, 74% more than the payment most buyers budget for.
Compare Stark County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Massillon against Stark County and Ohio
| Measure | Massillon | Stark County |
|---|---|---|
| Median home value | $138,800 | $177,700 |
| Median property tax | $1,975 | $2,342 |
| Effective tax rate | 1.423% | 1.318% |
| Median gross rent | $846 | $877 |
| Population | 32,177 | 373,764 |
The weather behind that power bill
Massillon sits in Stark County, which averages a high of 84.3°F in its hottest month and a low of 20.3°F in its coldest, with 41.57" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 870 cooling and 5,700 heating degree days, which is what sets the $164 electricity line above.
See the full climate breakdown for Stark County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Stark County
Talk to someone who works this market
These are Massillon averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Massillon every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Massillon I already own here and may sell
Common questions
How much does it cost to own a home in Massillon?
A $139,000 home in Massillon, Ohio costs approximately $1,328 per month with 20% down at 7.32%. That is $764 principal and interest, $165 property tax, $52 homeowners insurance, $232 utilities and $116 set aside for maintenance.
What is the property tax rate in Massillon?
Massillon has an effective property tax rate of 1.423%, based on a median home value of $138,800 and median real estate taxes of $1,975. That is higher than the Stark County average of 1.318%.
What is the average home price in Massillon?
The median owner-occupied home value in Massillon, Ohio is $138,800, against $177,700 across Stark County.
Is it cheaper to rent or buy in Massillon?
Median gross rent in Massillon is $846 a month, against $1,328 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Massillon?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Massillon, Ohio at today's rate takes a household income of roughly $57,000 a year. That covers the full $1,328 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Massillon, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Ohio.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.