Cost to Own
United StatesOhioStark CountyCanal Fulton Population 5,326 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Canal Fulton, Ohio

A $185,000 home here costs

$1,594

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $951. The real number is $643 higher every month — 68% more than the payment most buyers budget for.

Canal Fulton median: $184,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $148,000 borrowed $951
Property tax1.143% effective rate for Canal Fulton itself $176
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $69
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $154
Total monthly $1,594

Canal Fulton against Stark County and Ohio

MeasureCanal FultonStark County
Median home value$184,500$177,700
Median property tax$2,109$2,342
Effective tax rate1.143%1.318%
Median gross rent$915$877
Population5,326373,764

The weather behind that power bill

Canal Fulton sits in Stark County, which averages a high of 84.3°F in its hottest month and a low of 20.3°F in its coldest, with 41.57" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 870 cooling and 5,700 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Stark County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Stark County

Full Stark County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Canal Fulton?

A $185,000 home in Canal Fulton, Ohio costs approximately $1,594 per month with 20% down at 6.66%. That is $951 principal and interest, $176 property tax, $69 homeowners insurance, $243 utilities and $154 set aside for maintenance.

What is the property tax rate in Canal Fulton?

Canal Fulton has an effective property tax rate of 1.143%, based on a median home value of $184,500 and median real estate taxes of $2,109. That is lower than the Stark County average of 1.318%.

What is the average home price in Canal Fulton?

The median owner-occupied home value in Canal Fulton, Ohio is $184,500, against $177,700 across Stark County.

Is it cheaper to rent or buy in Canal Fulton?

Median gross rent in Canal Fulton is $915 a month, against $1,594 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Canal Fulton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology