Cost to Own
United States › Missouri › Lawrence County › Marionville Population 2,701 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $458 a month in taxes, insurance, utilities and upkeep. See the full Lawrence County picture

Total monthly cost of ownership

Cost to Own a Home in Marionville, Missouri

A $126,000 home here costs

$1,145

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $49,000 a year.

P&I 60%Tax 5%Insurance 6%Utilities 20%Upkeep 9%

A standard mortgage calculator would have told you $687. The real number is $458 higher every month, 67% more than the payment most buyers budget for.

Compare Lawrence County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Marionville from a five-year rolling sample, and with about 2,701 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Lawrence County figures are drawn from a far larger sample if you want a steadier number.

Marionville median: $125,700
Under 20% adds PMI
Freddie Mac PMMS
MO average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $100,800 borrowed $687
Property tax0.558% effective rate for Marionville itself $59
Homeowners insuranceMissouri averages $1,340/yr (NAIC), or 0.625% of home value $66
Electricity16.02ยข/kWh, Missouri residential average, EIA $160
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $105
Total monthly $1,145

Marionville against Lawrence County and Missouri

MeasureMarionvilleLawrence County
Median home value$125,700$159,800
Median property tax$702$969
Effective tax rate0.558%0.606%
Median gross rent$809$785
Population2,70138,392

The weather behind that power bill

Marionville sits in Lawrence County, which averages a high of 89.4°F in its hottest month and a low of 22.2°F in its coldest, with 45.45" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 1,411 cooling and 4,493 heating degree days, which is what sets the $160 electricity line above.

See the full climate breakdown for Lawrence County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lawrence County

Full Lawrence County cost breakdown · Every county in Missouri

Talk to someone who works this market

These are Marionville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Marionville every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Marionville I already own here and may sell

Common questions

How much does it cost to own a home in Marionville?

A $126,000 home in Marionville, Missouri costs approximately $1,145 per month with 20% down at 7.24%. That is $687 principal and interest, $59 property tax, $66 homeowners insurance, $228 utilities and $105 set aside for maintenance.

What is the property tax rate in Marionville?

Marionville has an effective property tax rate of 0.558%, based on a median home value of $125,700 and median real estate taxes of $702. That is lower than the Lawrence County average of 0.606%.

What is the average home price in Marionville?

The median owner-occupied home value in Marionville, Missouri is $125,700, against $159,800 across Lawrence County.

Is it cheaper to rent or buy in Marionville?

Median gross rent in Marionville is $809 a month, against $1,145 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Marionville?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Marionville, Missouri at today's rate takes a household income of roughly $49,000 a year. That covers the full $1,145 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Marionville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Missouri.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology