Cost to Own
United StatesArkansasCrittenden CountyMarion Population 13,641 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Marion, Arkansas

A $206,000 home here costs

$1,713

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,059. The real number is $654 higher every month — 62% more than the payment most buyers budget for.

Marion median: $206,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $164,800 borrowed $1,059
Property tax0.767% effective rate for Marion itself $132
Homeowners insuranceArkansas averages $1,611/yr (NAIC), or 0.896% of home value $154
Electricity14.36¢/kWh — Arkansas residential average, EIA $129
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $172
Total monthly $1,713

Marion against Crittenden County and Arkansas

MeasureMarionCrittenden County
Median home value$206,300$155,100
Median property tax$1,583$934
Effective tax rate0.767%0.602%
Median gross rent$1,058$883
Population13,64147,609

The weather behind that power bill

Marion sits in Crittenden County, which averages a high of 91.4°F in its hottest month and a low of 32.9°F in its coldest, with 50.4" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,173 cooling and 3,004 heating degree days, which is what sets the $129 electricity line above.

See the full climate breakdown for Crittenden County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Crittenden County

Full Crittenden County cost breakdown · Every county in Arkansas

Common questions

How much does it cost to own a home in Marion?

A $206,000 home in Marion, Arkansas costs approximately $1,713 per month with 20% down at 6.66%. That is $1,059 principal and interest, $132 property tax, $154 homeowners insurance, $197 utilities and $172 set aside for maintenance.

What is the property tax rate in Marion?

Marion has an effective property tax rate of 0.767%, based on a median home value of $206,300 and median real estate taxes of $1,583. That is higher than the Crittenden County average of 0.602%.

What is the average home price in Marion?

The median owner-occupied home value in Marion, Arkansas is $206,300, against $155,100 across Crittenden County.

Is it cheaper to rent or buy in Marion?

Median gross rent in Marion is $1,058 a month, against $1,713 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Marion — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Arkansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology