Total monthly cost of ownership
Cost to Own a Home in Earle, Arkansas
A $93,000 home here costs
$907per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $39,000 a year.
A standard mortgage calculator would have told you $507. The real number is $400 higher every month, 79% more than the payment most buyers budget for.
Compare Crittenden County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Earle from a five-year rolling sample, and with about 1,421 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Crittenden County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Earle against Crittenden County and Arkansas
| Measure | Earle | Crittenden County |
|---|---|---|
| Median home value | $93,300 | $155,100 |
| Median property tax | $413 | $934 |
| Effective tax rate | 0.443% | 0.602% |
| Median gross rent | $591 | $883 |
| Population | 1,421 | 47,609 |
The weather behind that power bill
Earle sits in Crittenden County, which averages a high of 91.4°F in its hottest month and a low of 32.9°F in its coldest, with 50.4" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,173 cooling and 3,004 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Crittenden County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Crittenden County
Full Crittenden County cost breakdown · Every county in Arkansas
Talk to someone who works this market
These are Earle averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Earle every week. Free, no obligation, and we never sell your details to a list.
Common questions
How much does it cost to own a home in Earle?
A $93,000 home in Earle, Arkansas costs approximately $907 per month with 20% down at 7.24%. That is $507 principal and interest, $34 property tax, $69 homeowners insurance, $219 utilities and $78 set aside for maintenance.
What is the property tax rate in Earle?
Earle has an effective property tax rate of 0.443%, based on a median home value of $93,300 and median real estate taxes of $413. That is lower than the Crittenden County average of 0.602%.
What is the average home price in Earle?
The median owner-occupied home value in Earle, Arkansas is $93,300, against $155,100 across Crittenden County.
Is it cheaper to rent or buy in Earle?
Median gross rent in Earle is $591 a month, against $907 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Earle?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Earle, Arkansas at today's rate takes a household income of roughly $39,000 a year. That covers the full $907 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Earle, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Arkansas.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.