Total monthly cost of ownership
Cost to Own a Home in Earle, Arkansas
A $93,000 home here costs
$856per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $478. The real number is $378 higher every month — 79% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Earle against Crittenden County and Arkansas
| Measure | Earle | Crittenden County |
|---|---|---|
| Median home value | $93,300 | $155,100 |
| Median property tax | $413 | $934 |
| Effective tax rate | 0.443% | 0.602% |
| Median gross rent | $591 | $883 |
| Population | 1,421 | 47,609 |
The weather behind that power bill
Earle sits in Crittenden County, which averages a high of 91.4°F in its hottest month and a low of 32.9°F in its coldest, with 50.4" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,173 cooling and 3,004 heating degree days, which is what sets the $129 electricity line above.
See the full climate breakdown for Crittenden County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Crittenden County
Full Crittenden County cost breakdown · Every county in Arkansas
Common questions
How much does it cost to own a home in Earle?
A $93,000 home in Earle, Arkansas costs approximately $856 per month with 20% down at 6.66%. That is $478 principal and interest, $34 property tax, $69 homeowners insurance, $197 utilities and $78 set aside for maintenance.
What is the property tax rate in Earle?
Earle has an effective property tax rate of 0.443%, based on a median home value of $93,300 and median real estate taxes of $413. That is lower than the Crittenden County average of 0.602%.
What is the average home price in Earle?
The median owner-occupied home value in Earle, Arkansas is $93,300, against $155,100 across Crittenden County.
Is it cheaper to rent or buy in Earle?
Median gross rent in Earle is $591 a month, against $856 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Earle — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arkansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.