Cost to Own
United States › Pennsylvania › Clarion County › Marianne Population 1,045 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $625 a month in taxes, insurance, utilities and upkeep. See the full Clarion County picture

Total monthly cost of ownership

Cost to Own a Home in Marianne, Pennsylvania

A $159,000 home here costs

$1,492

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $64,000 a year.

P&I 58%Tax 13%Insurance 4%Utilities 16%Upkeep 9%

A standard mortgage calculator would have told you $867. The real number is $625 higher every month, 72% more than the payment most buyers budget for.

Compare Clarion County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Marianne from a five-year rolling sample, and with about 1,045 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Clarion County figures are drawn from a far larger sample if you want a steadier number.

Marianne median: $159,400
Under 20% adds PMI
Freddie Mac PMMS
PA average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $127,200 borrowed $867
Property tax1.464% effective rate for Marianne itself $194
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $53
Electricity21.77ยข/kWh, Pennsylvania residential average, EIA $178
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $133
Total monthly $1,492

Marianne against Clarion County and Pennsylvania

MeasureMarianneClarion County
Median home value$159,400$152,100
Median property tax$2,333$1,477
Effective tax rate1.464%0.971%
Median gross rent$930$785
Population1,04537,297

The weather behind that power bill

Marianne sits in Clarion County, which averages a high of 82.2°F in its hottest month and a low of 15.5°F in its coldest, with 46.88" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 448 cooling and 6,708 heating degree days, which is what sets the $178 electricity line above.

See the full climate breakdown for Clarion County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Clarion County

Full Clarion County cost breakdown · Every county in Pennsylvania

Talk to someone who works this market

These are Marianne averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Marianne every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Marianne I already own here and may sell

Common questions

How much does it cost to own a home in Marianne?

A $159,000 home in Marianne, Pennsylvania costs approximately $1,492 per month with 20% down at 7.24%. That is $867 principal and interest, $194 property tax, $53 homeowners insurance, $246 utilities and $133 set aside for maintenance.

What is the property tax rate in Marianne?

Marianne has an effective property tax rate of 1.464%, based on a median home value of $159,400 and median real estate taxes of $2,333. That is higher than the Clarion County average of 0.971%.

What is the average home price in Marianne?

The median owner-occupied home value in Marianne, Pennsylvania is $159,400, against $152,100 across Clarion County.

Is it cheaper to rent or buy in Marianne?

Median gross rent in Marianne is $930 a month, against $1,492 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Marianne?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Marianne, Pennsylvania at today's rate takes a household income of roughly $64,000 a year. That covers the full $1,492 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Marianne, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Pennsylvania.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology