Cost to Own
United StatesPennsylvaniaClarion CountyEast Brady Population 1,070 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in East Brady, Pennsylvania

A $140,000 home here costs

$1,238

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $720. The real number is $519 higher every month — 72% more than the payment most buyers budget for.

East Brady median: $139,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $112,000 borrowed $720
Property tax0.801% effective rate for East Brady itself $93
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $47
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $117
Total monthly $1,238

East Brady against Clarion County and Pennsylvania

MeasureEast BradyClarion County
Median home value$139,700$152,100
Median property tax$1,119$1,477
Effective tax rate0.801%0.971%
Median gross rent$601$785
Population1,07037,297

The weather behind that power bill

East Brady sits in Clarion County, which averages a high of 82.2°F in its hottest month and a low of 15.5°F in its coldest, with 46.88" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 448 cooling and 6,708 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Clarion County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Clarion County

Full Clarion County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in East Brady?

A $140,000 home in East Brady, Pennsylvania costs approximately $1,238 per month with 20% down at 6.66%. That is $720 principal and interest, $93 property tax, $47 homeowners insurance, $262 utilities and $117 set aside for maintenance.

What is the property tax rate in East Brady?

East Brady has an effective property tax rate of 0.801%, based on a median home value of $139,700 and median real estate taxes of $1,119. That is lower than the Clarion County average of 0.971%.

What is the average home price in East Brady?

The median owner-occupied home value in East Brady, Pennsylvania is $139,700, against $152,100 across Clarion County.

Is it cheaper to rent or buy in East Brady?

Median gross rent in East Brady is $601 a month, against $1,238 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for East Brady — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology