Cost to Own
United StatesWisconsinMarathon CountyMarathon City Population 1,397 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Marathon City, Wisconsin

A $197,000 home here costs

$1,770

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,013. The real number is $757 higher every month — 75% more than the payment most buyers budget for.

Marathon City median: $196,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $157,600 borrowed $1,013
Property tax1.808% effective rate for Marathon City itself $297
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $51
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $164
Total monthly $1,770

Marathon City against Marathon County and Wisconsin

MeasureMarathon CityMarathon County
Median home value$196,600$205,500
Median property tax$3,554$3,108
Effective tax rate1.808%1.512%
Median gross rent$760$950
Population1,397138,067

The weather behind that power bill

Marathon City sits in Marathon County, which averages a high of 80.3°F in its hottest month and a low of 6.7°F in its coldest, with 33.91" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 422 cooling and 8,174 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Marathon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Marathon County

Full Marathon County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Marathon City?

A $197,000 home in Marathon City, Wisconsin costs approximately $1,770 per month with 20% down at 6.66%. That is $1,013 principal and interest, $297 property tax, $51 homeowners insurance, $245 utilities and $164 set aside for maintenance.

What is the property tax rate in Marathon City?

Marathon City has an effective property tax rate of 1.808%, based on a median home value of $196,600 and median real estate taxes of $3,554. That is higher than the Marathon County average of 1.512%.

What is the average home price in Marathon City?

The median owner-occupied home value in Marathon City, Wisconsin is $196,600, against $205,500 across Marathon County.

Is it cheaper to rent or buy in Marathon City?

Median gross rent in Marathon City is $760 a month, against $1,770 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Marathon City — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology