Cost to Own
United StatesWisconsinMarathon CountyRib Mountain Population 6,134 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Rib Mountain, Wisconsin

A $238,000 home here costs

$2,001

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,224. The real number is $778 higher every month — 64% more than the payment most buyers budget for.

Rib Mountain median: $237,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $190,400 borrowed $1,224
Property tax1.374% effective rate for Rib Mountain itself $273
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $61
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $198
Total monthly $2,001

Rib Mountain against Marathon County and Wisconsin

MeasureRib MountainMarathon County
Median home value$237,700$205,500
Median property tax$3,266$3,108
Effective tax rate1.374%1.512%
Median gross rent$1,173$950
Population6,134138,067

The weather behind that power bill

Rib Mountain sits in Marathon County, which averages a high of 80.3°F in its hottest month and a low of 6.7°F in its coldest, with 33.91" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 422 cooling and 8,174 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Marathon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Marathon County

Full Marathon County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Rib Mountain?

A $238,000 home in Rib Mountain, Wisconsin costs approximately $2,001 per month with 20% down at 6.66%. That is $1,224 principal and interest, $273 property tax, $61 homeowners insurance, $245 utilities and $198 set aside for maintenance.

What is the property tax rate in Rib Mountain?

Rib Mountain has an effective property tax rate of 1.374%, based on a median home value of $237,700 and median real estate taxes of $3,266. That is lower than the Marathon County average of 1.512%.

What is the average home price in Rib Mountain?

The median owner-occupied home value in Rib Mountain, Wisconsin is $237,700, against $205,500 across Marathon County.

Is it cheaper to rent or buy in Rib Mountain?

Median gross rent in Rib Mountain is $1,173 a month, against $2,001 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Rib Mountain — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology