Total monthly cost of ownership
Cost to Own a Home in Mapleton, Utah
A $734,000 home here costs
$4,981per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $3,774. The real number is $1,207 higher every month — 32% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Mapleton against Utah County and Utah
| Measure | Mapleton | Utah County |
|---|---|---|
| Median home value | $734,100 | $489,200 |
| Median property tax | $3,611 | $2,234 |
| Effective tax rate | 0.492% | 0.457% |
| Median gross rent | $1,392 | $1,441 |
| Population | 12,340 | 683,622 |
The weather behind that power bill
Mapleton sits in Utah County, which averages a high of 93.1°F in its hottest month and a low of 22.0°F in its coldest, with 20.19" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,013 cooling and 5,415 heating degree days, which is what sets the $117 electricity line above.
See the full climate breakdown for Utah County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Utah County
Common questions
How much does it cost to own a home in Mapleton?
A $734,000 home in Mapleton, Utah costs approximately $4,981 per month with 20% down at 6.66%. That is $3,774 principal and interest, $301 property tax, $110 homeowners insurance, $185 utilities and $612 set aside for maintenance.
What is the property tax rate in Mapleton?
Mapleton has an effective property tax rate of 0.492%, based on a median home value of $734,100 and median real estate taxes of $3,611. That is higher than the Utah County average of 0.457%.
What is the average home price in Mapleton?
The median owner-occupied home value in Mapleton, Utah is $734,100, against $489,200 across Utah County.
Is it cheaper to rent or buy in Mapleton?
Median gross rent in Mapleton is $1,392 a month, against $4,981 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Mapleton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Utah.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.