Cost to Own
United StatesPennsylvaniaMontgomery CountyMaple Glen Population 6,851 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Maple Glen, Pennsylvania

A $544,000 home here costs

$4,350

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,797. The real number is $1,553 higher every month — 56% more than the payment most buyers budget for.

Maple Glen median: $543,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $435,200 borrowed $2,797
Property tax1.447% effective rate for Maple Glen itself $656
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $182
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $453
Total monthly $4,350

Maple Glen against Montgomery County and Pennsylvania

MeasureMaple GlenMontgomery County
Median home value$543,800$409,900
Median property tax$7,867$5,776
Effective tax rate1.447%1.409%
Median gross rent$2,333$1,612
Population6,851861,225

The weather behind that power bill

Maple Glen sits in Montgomery County, which averages a high of 86.0°F in its hottest month and a low of 20.3°F in its coldest, with 48.52" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 906 cooling and 5,475 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Montgomery County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Montgomery County

Full Montgomery County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Maple Glen?

A $544,000 home in Maple Glen, Pennsylvania costs approximately $4,350 per month with 20% down at 6.66%. That is $2,797 principal and interest, $656 property tax, $182 homeowners insurance, $262 utilities and $453 set aside for maintenance.

What is the property tax rate in Maple Glen?

Maple Glen has an effective property tax rate of 1.447%, based on a median home value of $543,800 and median real estate taxes of $7,867. That is higher than the Montgomery County average of 1.409%.

What is the average home price in Maple Glen?

The median owner-occupied home value in Maple Glen, Pennsylvania is $543,800, against $409,900 across Montgomery County.

Is it cheaper to rent or buy in Maple Glen?

Median gross rent in Maple Glen is $2,333 a month, against $4,350 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Maple Glen — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology