Cost to Own
United StatesPennsylvaniaWestmoreland CountyManor Population 3,550 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Manor, Pennsylvania

A $258,000 home here costs

$2,148

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,326. The real number is $822 higher every month — 62% more than the payment most buyers budget for.

Manor median: $257,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $206,400 borrowed $1,326
Property tax1.204% effective rate for Manor itself $259
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $86
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $215
Total monthly $2,148

Manor against Westmoreland County and Pennsylvania

MeasureManorWestmoreland County
Median home value$257,600$193,100
Median property tax$3,102$2,473
Effective tax rate1.204%1.281%
Median gross rent$843
Population3,550353,345

The weather behind that power bill

Manor sits in Westmoreland County, which averages a high of 82.1°F in its hottest month and a low of 20.7°F in its coldest, with 43.94" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 587 cooling and 5,855 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Westmoreland County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Westmoreland County

Full Westmoreland County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Manor?

A $258,000 home in Manor, Pennsylvania costs approximately $2,148 per month with 20% down at 6.66%. That is $1,326 principal and interest, $259 property tax, $86 homeowners insurance, $262 utilities and $215 set aside for maintenance.

What is the property tax rate in Manor?

Manor has an effective property tax rate of 1.204%, based on a median home value of $257,600 and median real estate taxes of $3,102. That is lower than the Westmoreland County average of 1.281%.

What is the average home price in Manor?

The median owner-occupied home value in Manor, Pennsylvania is $257,600, against $193,100 across Westmoreland County.

Is it cheaper to rent or buy in Manor?

Rent data is not published for Manor at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Manor — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology