Cost to Own
United StatesPennsylvaniaWestmoreland CountyLynnwood-Pricedale Population 2,316 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Lynnwood-Pricedale, Pennsylvania

A $162,000 home here costs

$1,417

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $833. The real number is $584 higher every month — 70% more than the payment most buyers budget for.

Lynnwood-Pricedale median: $161,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $129,600 borrowed $833
Property tax0.989% effective rate for Lynnwood-Pricedale itself $134
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $54
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $135
Total monthly $1,417

Lynnwood-Pricedale against Westmoreland County and Pennsylvania

MeasureLynnwood-PricedaleWestmoreland County
Median home value$161,500$193,100
Median property tax$1,597$2,473
Effective tax rate0.989%1.281%
Median gross rent$758$843
Population2,316353,345

Lynnwood-Pricedale extends across 2 counties. Figures here use Westmoreland County, where most of its housing sits.

The weather behind that power bill

Lynnwood-Pricedale sits in Westmoreland County, which averages a high of 82.1°F in its hottest month and a low of 20.7°F in its coldest, with 43.94" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 587 cooling and 5,855 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Westmoreland County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Westmoreland County

Full Westmoreland County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Lynnwood-Pricedale?

A $162,000 home in Lynnwood-Pricedale, Pennsylvania costs approximately $1,417 per month with 20% down at 6.66%. That is $833 principal and interest, $134 property tax, $54 homeowners insurance, $262 utilities and $135 set aside for maintenance.

What is the property tax rate in Lynnwood-Pricedale?

Lynnwood-Pricedale has an effective property tax rate of 0.989%, based on a median home value of $161,500 and median real estate taxes of $1,597. That is lower than the Westmoreland County average of 1.281%.

What is the average home price in Lynnwood-Pricedale?

The median owner-occupied home value in Lynnwood-Pricedale, Pennsylvania is $161,500, against $193,100 across Westmoreland County.

Is it cheaper to rent or buy in Lynnwood-Pricedale?

Median gross rent in Lynnwood-Pricedale is $758 a month, against $1,417 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Lynnwood-Pricedale — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology