Cost to Own
United StatesPennsylvaniaDauphin CountyLykens Population 1,830 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Lykens, Pennsylvania

A $101,000 home here costs

$1,029

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $519. The real number is $510 higher every month — 98% more than the payment most buyers budget for.

Lykens median: $101,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $80,800 borrowed $519
Property tax1.545% effective rate for Lykens itself $130
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $34
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $84
Total monthly $1,029

Lykens against Dauphin County and Pennsylvania

MeasureLykensDauphin County
Median home value$101,300$222,300
Median property tax$1,565$3,171
Effective tax rate1.545%1.426%
Median gross rent$879$1,153
Population1,830287,484

The weather behind that power bill

Lykens sits in Dauphin County, which averages a high of 83.7°F in its hottest month and a low of 20.0°F in its coldest, with 50.85" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 642 cooling and 5,860 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Dauphin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Dauphin County

Full Dauphin County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Lykens?

A $101,000 home in Lykens, Pennsylvania costs approximately $1,029 per month with 20% down at 6.66%. That is $519 principal and interest, $130 property tax, $34 homeowners insurance, $262 utilities and $84 set aside for maintenance.

What is the property tax rate in Lykens?

Lykens has an effective property tax rate of 1.545%, based on a median home value of $101,300 and median real estate taxes of $1,565. That is higher than the Dauphin County average of 1.426%.

What is the average home price in Lykens?

The median owner-occupied home value in Lykens, Pennsylvania is $101,300, against $222,300 across Dauphin County.

Is it cheaper to rent or buy in Lykens?

Median gross rent in Lykens is $879 a month, against $1,029 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Lykens — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology