Cost to Own
United StatesPennsylvaniaDauphin CountyLinglestown Population 6,747 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Linglestown, Pennsylvania

A $243,000 home here costs

$2,043

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,249. The real number is $793 higher every month — 64% more than the payment most buyers budget for.

Linglestown median: $242,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $194,400 borrowed $1,249
Property tax1.224% effective rate for Linglestown itself $248
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $81
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $203
Total monthly $2,043

Linglestown against Dauphin County and Pennsylvania

MeasureLinglestownDauphin County
Median home value$242,800$222,300
Median property tax$2,972$3,171
Effective tax rate1.224%1.426%
Median gross rent$1,647$1,153
Population6,747287,484

The weather behind that power bill

Linglestown sits in Dauphin County, which averages a high of 83.7°F in its hottest month and a low of 20.0°F in its coldest, with 50.85" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 642 cooling and 5,860 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Dauphin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Dauphin County

Full Dauphin County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Linglestown?

A $243,000 home in Linglestown, Pennsylvania costs approximately $2,043 per month with 20% down at 6.66%. That is $1,249 principal and interest, $248 property tax, $81 homeowners insurance, $262 utilities and $203 set aside for maintenance.

What is the property tax rate in Linglestown?

Linglestown has an effective property tax rate of 1.224%, based on a median home value of $242,800 and median real estate taxes of $2,972. That is lower than the Dauphin County average of 1.426%.

What is the average home price in Linglestown?

The median owner-occupied home value in Linglestown, Pennsylvania is $242,800, against $222,300 across Dauphin County.

Is it cheaper to rent or buy in Linglestown?

Median gross rent in Linglestown is $1,647 a month, against $2,043 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Linglestown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology