Cost to Own
United StatesPennsylvaniaBlair CountyLoop Population 2,346 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Loop, Pennsylvania

A $258,000 home here costs

$2,105

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,326. The real number is $778 higher every month — 59% more than the payment most buyers budget for.

Loop median: $258,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $206,400 borrowed $1,326
Property tax1.002% effective rate for Loop itself $215
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $86
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $215
Total monthly $2,105

Loop against Blair County and Pennsylvania

MeasureLoopBlair County
Median home value$258,200$156,700
Median property tax$2,588$1,711
Effective tax rate1.002%1.092%
Median gross rent$854
Population2,346121,854

The weather behind that power bill

Loop sits in Blair County, which averages a high of 82.9°F in its hottest month and a low of 21.3°F in its coldest, with 36.65" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 691 cooling and 5,764 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Blair County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Blair County

Full Blair County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Loop?

A $258,000 home in Loop, Pennsylvania costs approximately $2,105 per month with 20% down at 6.66%. That is $1,326 principal and interest, $215 property tax, $86 homeowners insurance, $262 utilities and $215 set aside for maintenance.

What is the property tax rate in Loop?

Loop has an effective property tax rate of 1.002%, based on a median home value of $258,200 and median real estate taxes of $2,588. That is lower than the Blair County average of 1.092%.

What is the average home price in Loop?

The median owner-occupied home value in Loop, Pennsylvania is $258,200, against $156,700 across Blair County.

Is it cheaper to rent or buy in Loop?

Rent data is not published for Loop at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Loop — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology