Cost to Own
United StatesPennsylvaniaBlair CountyHollidaysburg Population 5,581 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Hollidaysburg, Pennsylvania

A $191,000 home here costs

$1,675

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $982. The real number is $693 higher every month — 71% more than the payment most buyers budget for.

Hollidaysburg median: $190,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $152,800 borrowed $982
Property tax1.307% effective rate for Hollidaysburg itself $208
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $64
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $159
Total monthly $1,675

Hollidaysburg against Blair County and Pennsylvania

MeasureHollidaysburgBlair County
Median home value$190,500$156,700
Median property tax$2,489$1,711
Effective tax rate1.307%1.092%
Median gross rent$1,082$854
Population5,581121,854

The weather behind that power bill

Hollidaysburg sits in Blair County, which averages a high of 82.9°F in its hottest month and a low of 21.3°F in its coldest, with 36.65" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 691 cooling and 5,764 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Blair County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Blair County

Full Blair County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Hollidaysburg?

A $191,000 home in Hollidaysburg, Pennsylvania costs approximately $1,675 per month with 20% down at 6.66%. That is $982 principal and interest, $208 property tax, $64 homeowners insurance, $262 utilities and $159 set aside for maintenance.

What is the property tax rate in Hollidaysburg?

Hollidaysburg has an effective property tax rate of 1.307%, based on a median home value of $190,500 and median real estate taxes of $2,489. That is higher than the Blair County average of 1.092%.

What is the average home price in Hollidaysburg?

The median owner-occupied home value in Hollidaysburg, Pennsylvania is $190,500, against $156,700 across Blair County.

Is it cheaper to rent or buy in Hollidaysburg?

Median gross rent in Hollidaysburg is $1,082 a month, against $1,675 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Hollidaysburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology