Total monthly cost of ownership
Cost to Own a Home in Lisle, Illinois
A $407,000 home here costs
$3,621per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,092. The real number is $1,529 higher every month — 73% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Lisle against DuPage County and Illinois
| Measure | Lisle | DuPage County |
|---|---|---|
| Median home value | $407,000 | $374,100 |
| Median property tax | $8,975 | $7,833 |
| Effective tax rate | 2.205% | 2.094% |
| Median gross rent | $1,540 | $1,628 |
| Population | 23,413 | 927,263 |
The weather behind that power bill
Lisle sits in DuPage County, which averages a high of 84.4°F in its hottest month and a low of 14.7°F in its coldest, with 40.18" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 775 cooling and 6,506 heating degree days, which is what sets the $214 electricity line above.
See the full climate breakdown for DuPage County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in DuPage County
Full DuPage County cost breakdown · Every county in Illinois
Common questions
How much does it cost to own a home in Lisle?
A $407,000 home in Lisle, Illinois costs approximately $3,621 per month with 20% down at 6.66%. That is $2,092 principal and interest, $748 property tax, $159 homeowners insurance, $282 utilities and $339 set aside for maintenance.
What is the property tax rate in Lisle?
Lisle has an effective property tax rate of 2.205%, based on a median home value of $407,000 and median real estate taxes of $8,975. That is higher than the DuPage County average of 2.094%.
What is the average home price in Lisle?
The median owner-occupied home value in Lisle, Illinois is $407,000, against $374,100 across DuPage County.
Is it cheaper to rent or buy in Lisle?
Median gross rent in Lisle is $1,540 a month, against $3,621 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Lisle — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Illinois.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.