Total monthly cost of ownership
Cost to Own a Home in Liberty Triangle, Florida
A $248,000 home here costs
$1,988per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,275. The real number is $713 higher every month — 56% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Liberty Triangle against Marion County and Florida
| Measure | Liberty Triangle | Marion County |
|---|---|---|
| Median home value | $247,800 | $220,800 |
| Median property tax | $1,826 | $1,659 |
| Effective tax rate | 0.737% | 0.751% |
| Median gross rent | $1,789 | $1,174 |
| Population | 24,178 | 387,697 |
The weather behind that power bill
Liberty Triangle sits in Marion County, which averages a high of 92.0°F in its hottest month and a low of 45.6°F in its coldest, with 51.64" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 3,104 cooling and 791 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Marion County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Marion County
Common questions
How much does it cost to own a home in Liberty Triangle?
A $248,000 home in Liberty Triangle, Florida costs approximately $1,988 per month with 20% down at 6.66%. That is $1,275 principal and interest, $152 property tax, $150 homeowners insurance, $204 utilities and $207 set aside for maintenance.
What is the property tax rate in Liberty Triangle?
Liberty Triangle has an effective property tax rate of 0.737%, based on a median home value of $247,800 and median real estate taxes of $1,826. That is lower than the Marion County average of 0.751%.
What is the average home price in Liberty Triangle?
The median owner-occupied home value in Liberty Triangle, Florida is $247,800, against $220,800 across Marion County.
Is it cheaper to rent or buy in Liberty Triangle?
Median gross rent in Liberty Triangle is $1,789 a month, against $1,988 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Liberty Triangle — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Florida.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.