Total monthly cost of ownership
Cost to Own a Home in Belleview, Florida
A $183,000 home here costs
$1,525per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $941. The real number is $584 higher every month — 62% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Belleview against Marion County and Florida
| Measure | Belleview | Marion County |
|---|---|---|
| Median home value | $183,400 | $220,800 |
| Median property tax | $1,404 | $1,659 |
| Effective tax rate | 0.766% | 0.751% |
| Median gross rent | $998 | $1,174 |
| Population | 5,569 | 387,697 |
The weather behind that power bill
Belleview sits in Marion County, which averages a high of 92.0°F in its hottest month and a low of 45.6°F in its coldest, with 51.64" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 3,104 cooling and 791 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Marion County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Marion County
Common questions
How much does it cost to own a home in Belleview?
A $183,000 home in Belleview, Florida costs approximately $1,525 per month with 20% down at 6.66%. That is $941 principal and interest, $117 property tax, $111 homeowners insurance, $204 utilities and $153 set aside for maintenance.
What is the property tax rate in Belleview?
Belleview has an effective property tax rate of 0.766%, based on a median home value of $183,400 and median real estate taxes of $1,404. That is higher than the Marion County average of 0.751%.
What is the average home price in Belleview?
The median owner-occupied home value in Belleview, Florida is $183,400, against $220,800 across Marion County.
Is it cheaper to rent or buy in Belleview?
Median gross rent in Belleview is $998 a month, against $1,525 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Belleview — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Florida.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.