Total monthly cost of ownership
Cost to Own a Home in Lewistown, Pennsylvania
A $99,000 home here costs
$1,035per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $509. The real number is $526 higher every month — 103% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Lewistown against Mifflin County and Pennsylvania
| Measure | Lewistown | Mifflin County |
|---|---|---|
| Median home value | $98,600 | $142,900 |
| Median property tax | $1,781 | $2,227 |
| Effective tax rate | 1.806% | 1.558% |
| Median gross rent | $765 | $792 |
| Population | 8,505 | 46,074 |
The weather behind that power bill
Lewistown sits in Mifflin County, which averages a high of 85.3°F in its hottest month and a low of 21.0°F in its coldest, with 42.14" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 832 cooling and 5,570 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Mifflin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Mifflin County
Full Mifflin County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Lewistown?
A $99,000 home in Lewistown, Pennsylvania costs approximately $1,035 per month with 20% down at 6.66%. That is $509 principal and interest, $149 property tax, $33 homeowners insurance, $262 utilities and $83 set aside for maintenance.
What is the property tax rate in Lewistown?
Lewistown has an effective property tax rate of 1.806%, based on a median home value of $98,600 and median real estate taxes of $1,781. That is higher than the Mifflin County average of 1.558%.
What is the average home price in Lewistown?
The median owner-occupied home value in Lewistown, Pennsylvania is $98,600, against $142,900 across Mifflin County.
Is it cheaper to rent or buy in Lewistown?
Median gross rent in Lewistown is $765 a month, against $1,035 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Lewistown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.