Total monthly cost of ownership
Cost to Own a Home in Belleville, Pennsylvania
A $154,000 home here costs
$1,452per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $62,000 a year.
A standard mortgage calculator would have told you $840. The real number is $612 higher every month, 73% more than the payment most buyers budget for.
Compare Mifflin County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Belleville from a five-year rolling sample, and with about 1,860 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Mifflin County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Belleville against Mifflin County and Pennsylvania
| Measure | Belleville | Mifflin County |
|---|---|---|
| Median home value | $154,300 | $142,900 |
| Median property tax | $2,244 | $2,227 |
| Effective tax rate | 1.454% | 1.558% |
| Median gross rent | $693 | $792 |
| Population | 1,860 | 46,074 |
The weather behind that power bill
Belleville sits in Mifflin County, which averages a high of 85.3°F in its hottest month and a low of 21.0°F in its coldest, with 42.14" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 832 cooling and 5,570 heating degree days, which is what sets the $178 electricity line above.
See the full climate breakdown for Mifflin County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Mifflin County
Full Mifflin County cost breakdown · Every county in Pennsylvania
Talk to someone who works this market
These are Belleville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Belleville every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Belleville I already own here and may sell
Common questions
How much does it cost to own a home in Belleville?
A $154,000 home in Belleville, Pennsylvania costs approximately $1,452 per month with 20% down at 7.24%. That is $840 principal and interest, $187 property tax, $51 homeowners insurance, $246 utilities and $128 set aside for maintenance.
What is the property tax rate in Belleville?
Belleville has an effective property tax rate of 1.454%, based on a median home value of $154,300 and median real estate taxes of $2,244. That is lower than the Mifflin County average of 1.558%.
What is the average home price in Belleville?
The median owner-occupied home value in Belleville, Pennsylvania is $154,300, against $142,900 across Mifflin County.
Is it cheaper to rent or buy in Belleville?
Median gross rent in Belleville is $693 a month, against $1,452 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Belleville?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Belleville, Pennsylvania at today's rate takes a household income of roughly $62,000 a year. That covers the full $1,452 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Belleville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Pennsylvania.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.