Cost to Own
United StatesWisconsinMenominee CountyLegend Lake Population 1,478 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Legend Lake, Wisconsin

A $116,000 home here costs

$1,383

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $596. The real number is $787 higher every month — 132% more than the payment most buyers budget for.

Legend Lake median: $116,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $92,800 borrowed $596
Property tax4.291% effective rate for Legend Lake itself $415
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $30
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $97
Total monthly $1,383

Legend Lake against Menominee County and Wisconsin

MeasureLegend LakeMenominee County
Median home value$116,200$97,000
Median property tax$4,986$3,527
Effective tax rate4.291%3.636%
Median gross rent$624
Population1,4784,256

The weather behind that power bill

Legend Lake sits in Menominee County, which averages a high of 78.8°F in its hottest month and a low of 5.1°F in its coldest, with 32.08" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 302 cooling and 8,415 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Menominee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Menominee County

Full Menominee County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Legend Lake?

A $116,000 home in Legend Lake, Wisconsin costs approximately $1,383 per month with 20% down at 6.66%. That is $596 principal and interest, $415 property tax, $30 homeowners insurance, $245 utilities and $97 set aside for maintenance.

What is the property tax rate in Legend Lake?

Legend Lake has an effective property tax rate of 4.291%, based on a median home value of $116,200 and median real estate taxes of $4,986. That is higher than the Menominee County average of 3.636%.

What is the average home price in Legend Lake?

The median owner-occupied home value in Legend Lake, Wisconsin is $116,200, against $97,000 across Menominee County.

Is it cheaper to rent or buy in Legend Lake?

Rent data is not published for Legend Lake at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Legend Lake — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology