Cost to Own
United StatesWisconsinMenominee CountyKeshena Population 1,487 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Keshena, Wisconsin

A $112,000 home here costs

$1,116

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $576. The real number is $541 higher every month — 94% more than the payment most buyers budget for.

Keshena median: $112,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $89,600 borrowed $576
Property tax1.854% effective rate for Keshena itself $173
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $29
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $93
Total monthly $1,116

Keshena against Menominee County and Wisconsin

MeasureKeshenaMenominee County
Median home value$112,000$97,000
Median property tax$2,076$3,527
Effective tax rate1.854%3.636%
Median gross rent$638$624
Population1,4874,256

The weather behind that power bill

Keshena sits in Menominee County, which averages a high of 78.8°F in its hottest month and a low of 5.1°F in its coldest, with 32.08" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 302 cooling and 8,415 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Menominee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Menominee County

Full Menominee County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Keshena?

A $112,000 home in Keshena, Wisconsin costs approximately $1,116 per month with 20% down at 6.66%. That is $576 principal and interest, $173 property tax, $29 homeowners insurance, $245 utilities and $93 set aside for maintenance.

What is the property tax rate in Keshena?

Keshena has an effective property tax rate of 1.854%, based on a median home value of $112,000 and median real estate taxes of $2,076. That is lower than the Menominee County average of 3.636%.

What is the average home price in Keshena?

The median owner-occupied home value in Keshena, Wisconsin is $112,000, against $97,000 across Menominee County.

Is it cheaper to rent or buy in Keshena?

Median gross rent in Keshena is $638 a month, against $1,116 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Keshena — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology