Total monthly cost of ownership
Cost to Own a Home in Le Sueur, Minnesota
A $217,000 home here costs
$1,859per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,116. The real number is $744 higher every month — 67% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Le Sueur against Le Sueur County and Minnesota
| Measure | Le Sueur | Le Sueur County |
|---|---|---|
| Median home value | $216,700 | $287,700 |
| Median property tax | $2,973 | $3,119 |
| Effective tax rate | 1.372% | 1.084% |
| Median gross rent | $868 | $885 |
| Population | 4,204 | 28,936 |
Le Sueur extends across 2 counties. Figures here use Le Sueur County, where most of its housing sits.
The weather behind that power bill
Le Sueur sits in Le Sueur County, which averages a high of 81.9°F in its hottest month and a low of 3.1°F in its coldest, with 32.42" of precipitation a year and 42% of it in a single three-month stretch. That climate drives 577 cooling and 8,213 heating degree days, which is what sets the $152 electricity line above.
See the full climate breakdown for Le Sueur County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Le Sueur County
Full Le Sueur County cost breakdown · Every county in Minnesota
Common questions
How much does it cost to own a home in Le Sueur?
A $217,000 home in Le Sueur, Minnesota costs approximately $1,859 per month with 20% down at 6.66%. That is $1,116 principal and interest, $248 property tax, $94 homeowners insurance, $220 utilities and $181 set aside for maintenance.
What is the property tax rate in Le Sueur?
Le Sueur has an effective property tax rate of 1.372%, based on a median home value of $216,700 and median real estate taxes of $2,973. That is higher than the Le Sueur County average of 1.084%.
What is the average home price in Le Sueur?
The median owner-occupied home value in Le Sueur, Minnesota is $216,700, against $287,700 across Le Sueur County.
Is it cheaper to rent or buy in Le Sueur?
Median gross rent in Le Sueur is $868 a month, against $1,859 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Le Sueur — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Minnesota.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.