Cost to Own
United StatesPennsylvaniaWestmoreland CountyLawson Heights Population 2,552 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Lawson Heights, Pennsylvania

A $170,000 home here costs

$1,547

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $874. The real number is $673 higher every month — 77% more than the payment most buyers budget for.

Lawson Heights median: $169,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $136,000 borrowed $874
Property tax1.502% effective rate for Lawson Heights itself $213
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $57
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $142
Total monthly $1,547

Lawson Heights against Westmoreland County and Pennsylvania

MeasureLawson HeightsWestmoreland County
Median home value$169,500$193,100
Median property tax$2,546$2,473
Effective tax rate1.502%1.281%
Median gross rent$1,035$843
Population2,552353,345

The weather behind that power bill

Lawson Heights sits in Westmoreland County, which averages a high of 82.1°F in its hottest month and a low of 20.7°F in its coldest, with 43.94" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 587 cooling and 5,855 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Westmoreland County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Westmoreland County

Full Westmoreland County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Lawson Heights?

A $170,000 home in Lawson Heights, Pennsylvania costs approximately $1,547 per month with 20% down at 6.66%. That is $874 principal and interest, $213 property tax, $57 homeowners insurance, $262 utilities and $142 set aside for maintenance.

What is the property tax rate in Lawson Heights?

Lawson Heights has an effective property tax rate of 1.502%, based on a median home value of $169,500 and median real estate taxes of $2,546. That is higher than the Westmoreland County average of 1.281%.

What is the average home price in Lawson Heights?

The median owner-occupied home value in Lawson Heights, Pennsylvania is $169,500, against $193,100 across Westmoreland County.

Is it cheaper to rent or buy in Lawson Heights?

Median gross rent in Lawson Heights is $1,035 a month, against $1,547 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Lawson Heights — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology