Total monthly cost of ownership
Cost to Own a Home in Landen, Ohio
A $284,000 home here costs
$2,389per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,460. The real number is $929 higher every month — 64% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Landen against Warren County and Ohio
| Measure | Landen | Warren County |
|---|---|---|
| Median home value | $284,400 | $319,700 |
| Median property tax | $4,125 | $4,076 |
| Effective tax rate | 1.450% | 1.275% |
| Median gross rent | $1,463 | $1,293 |
| Population | 8,041 | 246,364 |
The weather behind that power bill
Landen sits in Warren County, which averages a high of 85.9°F in its hottest month and a low of 22.0°F in its coldest, with 40.97" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,099 cooling and 5,033 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Warren County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Warren County
Common questions
How much does it cost to own a home in Landen?
A $284,000 home in Landen, Ohio costs approximately $2,389 per month with 20% down at 6.66%. That is $1,460 principal and interest, $343 property tax, $106 homeowners insurance, $243 utilities and $237 set aside for maintenance.
What is the property tax rate in Landen?
Landen has an effective property tax rate of 1.450%, based on a median home value of $284,400 and median real estate taxes of $4,125. That is higher than the Warren County average of 1.275%.
What is the average home price in Landen?
The median owner-occupied home value in Landen, Ohio is $284,400, against $319,700 across Warren County.
Is it cheaper to rent or buy in Landen?
Median gross rent in Landen is $1,463 a month, against $2,389 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Landen — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.