Cost to Own
United StatesOhioWarren CountyHunter Population 4,108 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Hunter, Ohio

A $240,000 home here costs

$2,002

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,234. The real number is $768 higher every month — 62% more than the payment most buyers budget for.

Hunter median: $240,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $192,000 borrowed $1,234
Property tax1.176% effective rate for Hunter itself $235
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $89
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $200
Total monthly $2,002

Hunter against Warren County and Ohio

MeasureHunterWarren County
Median home value$240,000$319,700
Median property tax$2,823$4,076
Effective tax rate1.176%1.275%
Median gross rent$1,293
Population4,108246,364

The weather behind that power bill

Hunter sits in Warren County, which averages a high of 85.9°F in its hottest month and a low of 22.0°F in its coldest, with 40.97" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,099 cooling and 5,033 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Warren County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Warren County

Full Warren County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Hunter?

A $240,000 home in Hunter, Ohio costs approximately $2,002 per month with 20% down at 6.66%. That is $1,234 principal and interest, $235 property tax, $89 homeowners insurance, $243 utilities and $200 set aside for maintenance.

What is the property tax rate in Hunter?

Hunter has an effective property tax rate of 1.176%, based on a median home value of $240,000 and median real estate taxes of $2,823. That is lower than the Warren County average of 1.275%.

What is the average home price in Hunter?

The median owner-occupied home value in Hunter, Ohio is $240,000, against $319,700 across Warren County.

Is it cheaper to rent or buy in Hunter?

Rent data is not published for Hunter at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Hunter — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology