Total monthly cost of ownership
Cost to Own a Home in Lakeview Estates, Georgia
A $38,000 home here costs
$470per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $195. The real number is $275 higher every month — 141% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Lakeview Estates against Rockdale County and Georgia
| Measure | Lakeview Estates | Rockdale County |
|---|---|---|
| Median home value | $38,400 | $256,600 |
| Median property tax | $199 | $1,843 |
| Effective tax rate | 0.518% | 0.718% |
| Median gross rent | $641 | $1,341 |
| Population | 3,057 | 94,293 |
The weather behind that power bill
Lakeview Estates sits in Rockdale County, which averages a high of 89.4°F in its hottest month and a low of 32.7°F in its coldest, with 51.43" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 1,728 cooling and 2,980 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Rockdale County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Rockdale County
Full Rockdale County cost breakdown · Every county in Georgia
Common questions
How much does it cost to own a home in Lakeview Estates?
A $38,000 home in Lakeview Estates, Georgia costs approximately $470 per month with 20% down at 6.66%. That is $195 principal and interest, $16 property tax, $16 homeowners insurance, $210 utilities and $32 set aside for maintenance.
What is the property tax rate in Lakeview Estates?
Lakeview Estates has an effective property tax rate of 0.518%, based on a median home value of $38,400 and median real estate taxes of $199. That is lower than the Rockdale County average of 0.718%.
What is the average home price in Lakeview Estates?
The median owner-occupied home value in Lakeview Estates, Georgia is $38,400, against $256,600 across Rockdale County.
Is it cheaper to rent or buy in Lakeview Estates?
Median gross rent in Lakeview Estates is $641 a month, against $470 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Lakeview Estates — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.