Cost to Own
United StatesGeorgiaRockdale CountyConyers Population 17,916 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Conyers, Georgia

A $218,000 home here costs

$1,749

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,121. The real number is $628 higher every month — 56% more than the payment most buyers budget for.

Conyers median: $218,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $174,400 borrowed $1,121
Property tax0.779% effective rate for Conyers itself $142
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $95
Electricity15.84¢/kWh — Georgia residential average, EIA $142
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $182
Total monthly $1,749

Conyers against Rockdale County and Georgia

MeasureConyersRockdale County
Median home value$218,000$256,600
Median property tax$1,698$1,843
Effective tax rate0.779%0.718%
Median gross rent$1,199$1,341
Population17,91694,293

The weather behind that power bill

Conyers sits in Rockdale County, which averages a high of 89.4°F in its hottest month and a low of 32.7°F in its coldest, with 51.43" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 1,728 cooling and 2,980 heating degree days, which is what sets the $142 electricity line above.

See the full climate breakdown for Rockdale County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Rockdale County

Full Rockdale County cost breakdown · Every county in Georgia

Common questions

How much does it cost to own a home in Conyers?

A $218,000 home in Conyers, Georgia costs approximately $1,749 per month with 20% down at 6.66%. That is $1,121 principal and interest, $142 property tax, $95 homeowners insurance, $210 utilities and $182 set aside for maintenance.

What is the property tax rate in Conyers?

Conyers has an effective property tax rate of 0.779%, based on a median home value of $218,000 and median real estate taxes of $1,698. That is higher than the Rockdale County average of 0.718%.

What is the average home price in Conyers?

The median owner-occupied home value in Conyers, Georgia is $218,000, against $256,600 across Rockdale County.

Is it cheaper to rent or buy in Conyers?

Median gross rent in Conyers is $1,199 a month, against $1,749 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Conyers — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Georgia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology