Cost to Own
United StatesTexasZavala CountyLa Pryor Population 1,130 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in La Pryor, Texas

A $91,000 home here costs

$877

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $468. The real number is $409 higher every month — 87% more than the payment most buyers budget for.

La Pryor median: $90,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $72,800 borrowed $468
Property tax0.755% effective rate for La Pryor itself $57
Homeowners insuranceTexas averages $2,124/yr (NAIC), or 0.794% of home value $60
Electricity16.44¢/kWh — Texas residential average, EIA $148
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $76
Total monthly $877

La Pryor against Zavala County and Texas

MeasureLa PryorZavala County
Median home value$90,900$88,100
Median property tax$686$1,254
Effective tax rate0.755%1.423%
Median gross rent$2,056$544
Population1,1309,532

The weather behind that power bill

La Pryor sits in Zavala County, which averages a high of 99.1°F in its hottest month and a low of 43.9°F in its coldest, with 19.46" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 3,838 cooling and 990 heating degree days, which is what sets the $148 electricity line above.

See the full climate breakdown for Zavala County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Zavala County

Full Zavala County cost breakdown · Every county in Texas

Common questions

How much does it cost to own a home in La Pryor?

A $91,000 home in La Pryor, Texas costs approximately $877 per month with 20% down at 6.66%. That is $468 principal and interest, $57 property tax, $60 homeowners insurance, $216 utilities and $76 set aside for maintenance.

What is the property tax rate in La Pryor?

La Pryor has an effective property tax rate of 0.755%, based on a median home value of $90,900 and median real estate taxes of $686. That is lower than the Zavala County average of 1.423%.

What is the average home price in La Pryor?

The median owner-occupied home value in La Pryor, Texas is $90,900, against $88,100 across Zavala County.

Is it cheaper to rent or buy in La Pryor?

Median gross rent in La Pryor is $2,056 a month, against $877 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for La Pryor — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Texas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology