Total monthly cost of ownership
Cost to Own a Home in Batesville, Texas
A $52,000 home here costs
$630per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $267. The real number is $363 higher every month — 136% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Batesville against Zavala County and Texas
| Measure | Batesville | Zavala County |
|---|---|---|
| Median home value | $52,000 | $88,100 |
| Median property tax | $833 | $1,254 |
| Effective tax rate | 1.602% | 1.423% |
| Median gross rent | — | $544 |
| Population | 1,033 | 9,532 |
The weather behind that power bill
Batesville sits in Zavala County, which averages a high of 99.1°F in its hottest month and a low of 43.9°F in its coldest, with 19.46" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 3,838 cooling and 990 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Zavala County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Zavala County
Common questions
How much does it cost to own a home in Batesville?
A $52,000 home in Batesville, Texas costs approximately $630 per month with 20% down at 6.66%. That is $267 principal and interest, $69 property tax, $34 homeowners insurance, $216 utilities and $43 set aside for maintenance.
What is the property tax rate in Batesville?
Batesville has an effective property tax rate of 1.602%, based on a median home value of $52,000 and median real estate taxes of $833. That is higher than the Zavala County average of 1.423%.
What is the average home price in Batesville?
The median owner-occupied home value in Batesville, Texas is $52,000, against $88,100 across Zavala County.
Is it cheaper to rent or buy in Batesville?
Rent data is not published for Batesville at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Batesville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.