Cost to Own
United StatesNevadaDouglas CountyKingsbury Population 2,165 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Kingsbury, Nevada

A $796,000 home here costs

$5,339

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $4,092. The real number is $1,247 higher every month — 30% more than the payment most buyers budget for.

Kingsbury median: $796,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $636,800 borrowed $4,092
Property tax0.383% effective rate for Kingsbury itself $254
Homeowners insuranceNevada averages $863/yr (NAIC), or 0.21% of home value $139
Electricity13.6¢/kWh — Nevada residential average, EIA $122
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $663
Total monthly $5,339

Kingsbury against Douglas County and Nevada

MeasureKingsburyDouglas County
Median home value$796,100$587,400
Median property tax$3,051$2,649
Effective tax rate0.383%0.451%
Median gross rent$1,586$1,545
Population2,16549,624

The weather behind that power bill

Kingsbury sits in Douglas County, which averages a high of 91.2°F in its hottest month and a low of 18.7°F in its coldest, with 9.34" of precipitation a year and 49% of it in a single three-month stretch. That climate drives 385 cooling and 5,805 heating degree days, which is what sets the $122 electricity line above.

See the full climate breakdown for Douglas County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Douglas County

Full Douglas County cost breakdown · Every county in Nevada

Common questions

How much does it cost to own a home in Kingsbury?

A $796,000 home in Kingsbury, Nevada costs approximately $5,339 per month with 20% down at 6.66%. That is $4,092 principal and interest, $254 property tax, $139 homeowners insurance, $190 utilities and $663 set aside for maintenance.

What is the property tax rate in Kingsbury?

Kingsbury has an effective property tax rate of 0.383%, based on a median home value of $796,100 and median real estate taxes of $3,051. That is lower than the Douglas County average of 0.451%.

What is the average home price in Kingsbury?

The median owner-occupied home value in Kingsbury, Nevada is $796,100, against $587,400 across Douglas County.

Is it cheaper to rent or buy in Kingsbury?

Median gross rent in Kingsbury is $1,586 a month, against $5,339 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Kingsbury — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Nevada.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology