Cost to Own
United StatesArkansasCrawford CountyKibler Population 1,308 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Kibler, Arkansas

A $190,000 home here costs

$1,561

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $977. The real number is $584 higher every month — 60% more than the payment most buyers budget for.

Kibler median: $189,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $152,000 borrowed $977
Property tax0.550% effective rate for Kibler itself $87
Homeowners insuranceArkansas averages $1,611/yr (NAIC), or 0.896% of home value $142
Electricity14.36¢/kWh — Arkansas residential average, EIA $129
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $158
Total monthly $1,561

Kibler against Crawford County and Arkansas

MeasureKiblerCrawford County
Median home value$189,900$170,000
Median property tax$1,044$904
Effective tax rate0.550%0.532%
Median gross rent$877$828
Population1,30860,792

The weather behind that power bill

Kibler sits in Crawford County, which averages a high of 91.6°F in its hottest month and a low of 25.8°F in its coldest, with 53.42" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,586 cooling and 3,733 heating degree days, which is what sets the $129 electricity line above.

See the full climate breakdown for Crawford County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Crawford County

Full Crawford County cost breakdown · Every county in Arkansas

Common questions

How much does it cost to own a home in Kibler?

A $190,000 home in Kibler, Arkansas costs approximately $1,561 per month with 20% down at 6.66%. That is $977 principal and interest, $87 property tax, $142 homeowners insurance, $197 utilities and $158 set aside for maintenance.

What is the property tax rate in Kibler?

Kibler has an effective property tax rate of 0.550%, based on a median home value of $189,900 and median real estate taxes of $1,044. That is higher than the Crawford County average of 0.532%.

What is the average home price in Kibler?

The median owner-occupied home value in Kibler, Arkansas is $189,900, against $170,000 across Crawford County.

Is it cheaper to rent or buy in Kibler?

Median gross rent in Kibler is $877 a month, against $1,561 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Kibler — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Arkansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology