Total monthly cost of ownership
Cost to Own a Home in Cedarville, Arkansas
A $158,000 home here costs
$1,304per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $812. The real number is $491 higher every month — 60% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Cedarville against Crawford County and Arkansas
| Measure | Cedarville | Crawford County |
|---|---|---|
| Median home value | $158,100 | $170,000 |
| Median property tax | $536 | $904 |
| Effective tax rate | 0.339% | 0.532% |
| Median gross rent | $1,082 | $828 |
| Population | 1,750 | 60,792 |
The weather behind that power bill
Cedarville sits in Crawford County, which averages a high of 91.6°F in its hottest month and a low of 25.8°F in its coldest, with 53.42" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,586 cooling and 3,733 heating degree days, which is what sets the $129 electricity line above.
See the full climate breakdown for Crawford County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Crawford County
Full Crawford County cost breakdown · Every county in Arkansas
Common questions
How much does it cost to own a home in Cedarville?
A $158,000 home in Cedarville, Arkansas costs approximately $1,304 per month with 20% down at 6.66%. That is $812 principal and interest, $45 property tax, $118 homeowners insurance, $197 utilities and $132 set aside for maintenance.
What is the property tax rate in Cedarville?
Cedarville has an effective property tax rate of 0.339%, based on a median home value of $158,100 and median real estate taxes of $536. That is lower than the Crawford County average of 0.532%.
What is the average home price in Cedarville?
The median owner-occupied home value in Cedarville, Arkansas is $158,100, against $170,000 across Crawford County.
Is it cheaper to rent or buy in Cedarville?
Median gross rent in Cedarville is $1,082 a month, against $1,304 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Cedarville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arkansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.