Cost to Own
United StatesMinnesotaGoodhue CountyKenyon Population 1,811 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Kenyon, Minnesota

A $185,000 home here costs

$1,590

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $951. The real number is $639 higher every month — 67% more than the payment most buyers budget for.

Kenyon median: $184,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $148,000 borrowed $951
Property tax1.193% effective rate for Kenyon itself $184
Homeowners insuranceMinnesota averages $1,607/yr (NAIC), or 0.521% of home value $80
Electricity16.95¢/kWh — Minnesota residential average, EIA $152
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $154
Total monthly $1,590

Kenyon against Goodhue County and Minnesota

MeasureKenyonGoodhue County
Median home value$184,500$269,400
Median property tax$2,201$2,866
Effective tax rate1.193%1.064%
Median gross rent$854$939
Population1,81147,844

The weather behind that power bill

Kenyon sits in Goodhue County, which averages a high of 81.0°F in its hottest month and a low of 4.1°F in its coldest, with 35.19" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 507 cooling and 8,127 heating degree days, which is what sets the $152 electricity line above.

See the full climate breakdown for Goodhue County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Goodhue County

Full Goodhue County cost breakdown · Every county in Minnesota

Common questions

How much does it cost to own a home in Kenyon?

A $185,000 home in Kenyon, Minnesota costs approximately $1,590 per month with 20% down at 6.66%. That is $951 principal and interest, $184 property tax, $80 homeowners insurance, $220 utilities and $154 set aside for maintenance.

What is the property tax rate in Kenyon?

Kenyon has an effective property tax rate of 1.193%, based on a median home value of $184,500 and median real estate taxes of $2,201. That is higher than the Goodhue County average of 1.064%.

What is the average home price in Kenyon?

The median owner-occupied home value in Kenyon, Minnesota is $184,500, against $269,400 across Goodhue County.

Is it cheaper to rent or buy in Kenyon?

Median gross rent in Kenyon is $854 a month, against $1,590 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Kenyon — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Minnesota.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology